Buyer's Closing Costs Estimate
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General Information
Property Address:
Sale Price: $
Taxes for previous year: $
Closing Date
(MM/DD/YYYY)
Loan Interest Rate:
%
Loan Amount: $
Loan Period:
yrs
Title Closing Costs
Lender Title Insurance:
Settlement/Closing Fee:
Title search:
Examination fee:
Deed Recording Fee:
Taxes Proration:
Well Water Test:
Septic Test:
Home Inspection (if not POC):
Homeowners Insurance (if not POC):
1 year pre-paid in advance
Flood Insurance (if not POC):
1 year pre-paid in advance
Home Warranty:
Copy, Courier and Express Fees:
Attorney's fees:
Closing fees Sub-Total:
Loan Closing Costs
Form 9 Endorsements:
ALTA 8.1 Environmental Fee:
Origination Fee:
Lender Document Preparation Fees:
Processing & Underwriting Fees:
Appraisal:
Survey:
Flood Certification:
Termite Inspection:
Loan Discount Points:
Interest to Closing:
PMI/MIP:
1 year pre-paid in advance if > 80% LTV
Doc Stamps (Note):
Intangible Tax:
Mtg Recording Fee:
$69.50 - $214.00
Credit Report:
Loan related Fees Sub-Total:
Buyer Prepaids/Escrows
Property Taxes:
Homeowners Insurance Escrow:
PMI/MIP:
+ 2 mo in advance if > 80% LTV
Flood Insurance Escrow:
+ 2 mo in advance
Condo/HOA fees:
Annual assessments:
Reserve Sub-Total:
Other Fees
HOA or CDD prorated Fees for the year:
Liens, Judgements, Credit Cards:
Other Sub-Total:
Overall Total Expenses:
Buyer's Costs Summary
Sale Price:
- Loan Amount:
= Down Payment:
+ Total Expenses:
- Escrow Deposit:
= Due at Closing:
Monthly Payment Amt:
(Principal & Interest)
Monthly Taxes:
Monthly Insurance:
Monthly HOA/CDD/Condo:
Monthly Other:
(Flood Ins., PMI, 2nd Mtg.)
Estimated Monthly Total:
Finish
Other fees can include: Mtg Transfer Fee, Tax Service Fee, Re-drawing fees, Wind Insurance, etc.
VA & FHA buyer do not pay: Document Prep & Underwriting Fees, Tax Service Fee, Processing Fee, Courier & Express Fees.
We the undersigned are aware that upon closing of the sale referenced above, that certain closing costs listed herein may be required to be paid by us. This estimate is an approximation of those costs that can be ascertained at this time. THE BUYER AND SELLER REALIZE THIS IS NEITHER A GUARANTEE NOR A QUOTE, BUT AN ESTIMATE.
Buyer _____________________________________________ Buyer _____________________________________________
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